Terms of Use

Last updated: 7/3/2026

By using Federal Planner you agree to these terms. The service is provided "as is" for educational planning purposes only.

Eligibility

You must be at least 18 years old to create an account.

You are responsible for the activity that occurs under your account and for keeping your password confidential.

Paid plans renew monthly until cancelled. You can cancel at any time from Account Settings. Refunds are handled on a case-by-case basis.

Results are estimates only and do not constitute financial, legal, tax, HR, employment, benefits, or retirement advice.

This site is independent and not affiliated with OPM, the U.S. Government, or any federal agency.

To the maximum extent permitted by law, we are not liable for any decisions you make based on outputs from the site.